Marginplan

Stripe fee calculator

Type the amount your customer pays to see the Stripe fee and what you receive, or type the amount you want to receive to see what to charge. Domestic cards, international cards and manually entered cards, in US dollars.

Your sale

What do you want to know?

Options · Stripe

Result · Stripe

Break-even price
$9.73
You receive
$28.82
Profit
$14.82
Margin
49.4%
Markup
212.4%
ROI
105.9%

Where the money goes

  • Payment processing$1.174%
  • Your costs$14.0047%
  • Profit$14.8249%
Card processing2.9% of $29.99
$1.17
Total fees
$1.17

Fees verified on Oct 31, 2026 · in force since Jan 1, 2025

An estimate from the published fees. Your account level, campaigns, coupons, returns and the real shipping label can change what you receive.

Current fees · Stripe

Item price only, with the options above: no shipping, ads or tax.

PriceFeesEffectiveYou receive
$10.00$0.595.9%$9.41
$25.00$1.034.1%$23.97
$50.00$1.753.5%$48.25
$100.00$3.203.2%$96.80
$250.00$7.553.0%$242.45
$500.00$14.803.0%$485.20

What changed · Stripe

  1. From Jan 1, 2025In forceOfficial

    Verified Oct 31, 2026

    How to use it

    1. Choose the card type: domestic, international, or keyed in by hand.
    2. Say whether a currency conversion applies.
    3. Type the charge to see the fee and the net amount, or switch to the reverse mode and type the amount you want to receive.

    How Stripe calculates its fee

    Stripe's standard US pricing for card payments is a percentage of each successful charge plus a fixed fee. Some cases add an extra percentage on top:

    • International cards, issued outside the United States.
    • Currency conversion, when the charge and your payout are in different currencies.
    • Manually entered cards, typed in instead of collected through a checkout.

    The current rates are in the table above, with the date they were checked and the source. Businesses with large volume can negotiate custom pricing with Stripe, which this calculator does not know.

    How much to charge to receive an exact amount

    Adding the fee to your price does not quite work, because Stripe also charges its percentage on the amount you added. The formula is: amount to charge = (amount you want + fixed fee) ÷ (1 − percentage). The reverse mode does this and rounds to the cent.

    Card network rules and some state laws limit surcharges for credit card fees. If you plan to pass the fee to customers, check the rules that apply to you first.

    What the calculator does not include

    • Dispute fees and chargebacks.
    • Refunds: Stripe does not return the processing fee on a refund.
    • Products with their own pricing, such as Billing, Tax, Radar for teams, Connect or instant payouts.
    • ACH, wallets and other payment methods with different pricing.

    Questions

    How much does Stripe charge per transaction?

    A percentage of each successful card charge plus a fixed fee, with extra percentages for international cards, currency conversion and manually entered cards. The current rates are in the table above.

    How do I calculate what to charge to cover Stripe fees?

    Add the fixed fee to the amount you want and divide by one minus the percentage. The reverse mode does it for you.

    Does Stripe refund its fee when I refund a customer?

    No. The original processing fee is not returned when you refund a payment.

    Is Stripe cheaper than PayPal?

    It depends on the payment type and where the buyer is. Run the same amount in both calculators to compare.

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